There is no joy on Christmas Eve in Houston in 2001. On November 29, the mighty Enron corporation collapsed in an explosion of fraud, scandal and chicanery. Ben Scroggs has no use for his fellow man, or woman, or the Christmas season, but he was just an accountant, an isolated, lonely man. Then, of course, the three ghosts descend on him like bloodhounds, and by the end of that momentous night, he’s not only found a lost soul . . . his own. . . but has uncovered a murderer.